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An organization that provides health insurance by coordinating services with specific doctors, hospitals, and other health care providers is _______________.


A) a health maintenance organization
B) Medicare
C) a major medical insurer.
D) a community based insurer

E) A) and B)
F) A) and C)

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Health care laws are comprised of federal, state, and local statutes, rules, regulations, and judicial decisions.

A) True
B) False

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What are the different types of medical insurance that are commonly available to individuals and employers?

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The Different types of medical insurance...

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Under the Health Insurance Portability and Accountability Act of 1996 a patient's medical information can never be shared with non-family members.

A) True
B) False

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A living will is a document in which a person describes their intentions regarding who inherits his or her property at death.

A) True
B) False

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Under the Health Insurance Portability and Accountability Act of 1996 a patient's medical information may be shared without patients' authorization for the purpose of _______________.


A) public notice.
B) treatment.
C) education.
D) media coverage.

E) B) and D)
F) A) and C)

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B

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides employees and their families who lose employment health benefits the right to elect to continue group health benefits provided by their group health plan for specified limited periods of time.

A) True
B) False

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Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal statute that provides an individual with rights over his or her health information.

A) True
B) False

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States have enacted statutes that allow individuals to execute a(n) _____________ which documents their wishes regarding their health care in the event that they become incapacitated


A) annuity
B) contract
C) insurance policy
D) advance directive

E) All of the above
F) A) and D)

Correct Answer

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The two most commonly used advance directives are ________________.


A) physicians and lawyers.
B) annuities and life insurance.
C) the living will and the durable power of attorney.
D) contracts and health insurance.

E) None of the above
F) A) and B)

Correct Answer

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A type of umbrella health insurance policy that covers serious illnesses and lengthy hospitalizations is ______________.


A) medicare
B) a health maintenance organization.
C) a community based health insurance policy.
D) a major medical health insurance policy.

E) All of the above
F) C) and D)

Correct Answer

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When executing an advance directive an individual must demonstrate that he or she is competent and must sign the document in the presence of witnesses.

A) True
B) False

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Arrangements where employers allocate a specific amount of money for each of its employees, who then select the particular benefit or package of benefits that best suits their individual needs is known as a(n) :


A) cafeteria plan
B) family plan
C) COBRA
D) HMO

E) A) and C)
F) All of the above

Correct Answer

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A

When an individual or an employer procures an insurance policy covering costs associated with medical treatments, a(n) ________ is created.


A) health insurance exchange
B) contract
C) health maintained organization
D) advance directive

E) None of the above
F) A) and C)

Correct Answer

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The Patient Protection and Affordable Care Act (PPACA) requires group health insurance plans to provide coverage for dependent children.

A) True
B) False

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States have enacted statutes that enforce advance directives, documents that express the wishes of individuals regarding their health care in the event that they become incapacitated.

A) True
B) False

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What are the major provisions of the privacy rule in the Health Insurance Portability and Accountability Act of 1996?

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Under HIPAA individuals have the right t...

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The Patient Protection and Affordable Care Act (PPACA) is also known as Medicare.

A) True
B) False

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Insurance coverage that provides supplementary income to make up for lost wages due to an illness or accident that prevents an employee from working at his or her regular employment is knows as:


A) Medicaid
B) disability insurance.
C) a health maintenance organization
D) family plans

E) All of the above
F) C) and D)

Correct Answer

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When a patient consults with a physician, the two parties are entering into a(n) __________.


A) insurance policy
B) health insurance exchange
C) contract
D) health maintained organization

E) A) and D)
F) A) and C)

Correct Answer

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C

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